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  <title>Payaries — guides and blog</title>
  <subtitle>Multi-chain crypto payment gateway: comparisons, guides and product updates</subtitle>
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  <updated>2026-10-26T00:00:00Z</updated>
  <entry>
    <id>https://www.payaries.com/blog/bitcoin-falls-below-80000-middle-east-october-2026</id>
    <title>Bitcoin slips below $80,000 as Middle East security warnings hit crypto: what happened and what merchants should do</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/bitcoin-falls-below-80000-middle-east-october-2026" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/bitcoin-falls-below-80000-middle-east-october-2026.md" />
    <published>2026-10-26T00:00:00Z</published>
    <updated>2026-10-26T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>Bitcoin slid to about $79,700 on 24 October 2026 as the US pulled staff from Middle East posts; Ether, XRP and Solana fell too. What drove it, and what it means for merchants.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/big-tech-ai-regulation-demands</id>
    <title>What Big Tech actually wants from AI regulation: one rulebook, not none</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/big-tech-ai-regulation-demands" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/big-tech-ai-regulation-demands.md" />
    <published>2026-10-18T00:00:00Z</published>
    <updated>2026-10-18T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>Big Tech's 2026 AI regulation ask is one national rulebook that overrides state laws, not more rules. The White House framework, lobbying money, the EU delay.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/forex-trading-regulations-india</id>
    <title>Forex trading regulations in India: what FEMA, the RBI and SEBI allow</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/forex-trading-regulations-india" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/forex-trading-regulations-india.md" />
    <published>2026-10-18T00:00:00Z</published>
    <updated>2026-10-18T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>Is forex trading legal in India? What residents may trade under FEMA, RBI and SEBI rules, the RBI Alert List, penalties and how to check a broker. Not legal advice.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/india-gold-import-duty-2026</id>
    <title>India's gold squeeze: the duty hike, the appeal not to buy and the sovereign gold bond question</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/india-gold-import-duty-2026" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/india-gold-import-duty-2026.md" />
    <published>2026-10-18T00:00:00Z</published>
    <updated>2026-10-18T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>India raised gold import duty to 15% after the PM urged citizens not to buy. What is law, what is an appeal, where sovereign gold bonds fit, and what the data shows.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/open-usd-stablecoin-explained</id>
    <title>Open USD (OUSD): the stablecoin backed by 140 companies, explained</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/open-usd-stablecoin-explained" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/open-usd-stablecoin-explained.md" />
    <published>2026-10-18T00:00:00Z</published>
    <updated>2026-10-18T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>Open USD (OUSD) is the shared stablecoin from 140+ partners incl. Visa, Mastercard, Stripe and BlackRock. How it works, what is undisclosed, and what it means for merchants.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/tesla-roadster-2026-reveal</id>
    <title>The new Tesla Roadster: what Tesla claimed, what is verified, and how a $50,000 reservation is paid</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/tesla-roadster-2026-reveal" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/tesla-roadster-2026-reveal.md" />
    <published>2026-10-18T00:00:00Z</published>
    <updated>2026-10-18T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>What Tesla claimed at the 15 Oct 2026 Roadster reveal, what changed since 2017, how the $50,000 reservation works, and whether you can pay in crypto.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/guides/accept-crypto-on-shopify</id>
    <title>Accept crypto on Shopify without payments-partner approval</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/guides/accept-crypto-on-shopify" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/guides/accept-crypto-on-shopify.md" />
    <published>2026-10-10T00:00:00Z</published>
    <updated>2026-10-10T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="guide" />
    <summary>How Payaries's Shopify connector works: a manual payment method or a cart-page button, the hosted pay page, how orders are marked paid, the order tags to watch, and the limits. Early access.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/guides/crypto-payment-api-errors-and-retries</id>
    <title>Crypto payment API errors, rate limits and safe retries</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/guides/crypto-payment-api-errors-and-retries" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/guides/crypto-payment-api-errors-and-retries.md" />
    <published>2026-10-10T00:00:00Z</published>
    <updated>2026-10-10T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="guide" />
    <summary>Every status code and error code the Payaries API returns, what each means, whether to retry it, the rate limits, and a retry loop that never double-pays.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/guides/crypto-payment-api-quickstart</id>
    <title>Crypto payment API quickstart: from signup to your first payout</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/guides/crypto-payment-api-quickstart" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/guides/crypto-payment-api-quickstart.md" />
    <published>2026-10-10T00:00:00Z</published>
    <updated>2026-10-10T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="guide" />
    <summary>Take your first crypto payment through the Payaries API: create a key, submit the business profile, create an invoice, handle the webhook and withdraw. Real requests and responses.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/guides/crypto-withdrawals-api</id>
    <title>Withdrawing crypto through the API: quote, idempotency and approval</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/guides/crypto-withdrawals-api" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/guides/crypto-withdrawals-api.md" />
    <published>2026-10-10T00:00:00Z</published>
    <updated>2026-10-10T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="guide" />
    <summary>How to withdraw crypto through the Payaries API: check the balance, quote the fees, create an idempotent withdrawal, follow its status and understand auto-approval.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/guides/hosted-crypto-checkout</id>
    <title>Hosted crypto checkout: send the customer, get them back</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/guides/hosted-crypto-checkout" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/guides/hosted-crypto-checkout.md" />
    <published>2026-10-10T00:00:00Z</published>
    <updated>2026-10-10T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="guide" />
    <summary>Use Payaries's hosted payment page without building a checkout: create an invoice with a success and cancel URL, redirect the customer, verify the signed return and fulfil from the webhook.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/guides/sign-crypto-payment-api-requests</id>
    <title>How to sign crypto payment API requests (HMAC-SHA256)</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/guides/sign-crypto-payment-api-requests" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/guides/sign-crypto-payment-api-requests.md" />
    <published>2026-10-10T00:00:00Z</published>
    <updated>2026-10-10T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="guide" />
    <summary>How to sign Payaries API requests with HMAC-SHA256, with working Node.js, Python, Go and shell code and published test vectors to check your implementation against.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/how-blockchain-works</id>
    <title>How blockchain works, step by step</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/how-blockchain-works" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/how-blockchain-works.md" />
    <published>2026-10-08T00:00:00Z</published>
    <updated>2026-10-08T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>How a blockchain works, from one transaction to a confirmed block: signing, the mempool, validators, proof of work vs proof of stake, and confirmations.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/top-10-best-crypto-payment-gateways</id>
    <title>Top 10 best crypto payment gateways in 2026</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/top-10-best-crypto-payment-gateways" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/top-10-best-crypto-payment-gateways.md" />
    <published>2026-10-08T00:00:00Z</published>
    <updated>2026-10-08T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="comparison" />
    <summary>The 10 best crypto payment gateways compared on fees, wallet control and fit: Payaries, NOWPayments, Cryptomus, CoinGate, CoinPayments, BitPay, Coinbase Commerce, Binance Pay, BTCPay Server and Triple-A.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/top-10-best-crypto-payment-gateways-in-uae</id>
    <title>Top 10 best crypto payment gateways in the UAE (2026)</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/top-10-best-crypto-payment-gateways-in-uae" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/top-10-best-crypto-payment-gateways-in-uae.md" />
    <published>2026-10-08T00:00:00Z</published>
    <updated>2026-10-08T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="comparison" />
    <summary>The 10 best crypto payment gateways for UAE and Dubai businesses compared on fees, licensing and settlement: Payaries, Binance Pay, Crypto.com Pay, Hubpay, Triple-A, Cryptomus and more.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/what-is-a-crypto-payment-gateway</id>
    <title>What is a crypto payment gateway?</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/what-is-a-crypto-payment-gateway" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/what-is-a-crypto-payment-gateway.md" />
    <published>2026-10-08T00:00:00Z</published>
    <updated>2026-10-08T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>What a crypto payment gateway is, what it does for a merchant, how it differs from a wallet or exchange, what to look for, and how to start accepting crypto.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/what-is-agentic-ai</id>
    <title>What is agentic AI? A plain-English guide</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/what-is-agentic-ai" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/what-is-agentic-ai.md" />
    <published>2026-10-08T00:00:00Z</published>
    <updated>2026-10-08T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>What agentic AI is: AI that plans, uses tools and checks results to reach a goal. How it differs from a chatbot, how it works, the risks, and how agents pay.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/what-is-blockchain</id>
    <title>What is blockchain? A simple explanation</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/what-is-blockchain" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/what-is-blockchain.md" />
    <published>2026-10-08T00:00:00Z</published>
    <updated>2026-10-08T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>What a blockchain is: a shared ledger of linked blocks. Why it is tamper-evident, how public and private chains differ, and what blockchain is used for.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/what-is-crypto</id>
    <title>What is crypto? Explained simply</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/what-is-crypto" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/what-is-crypto.md" />
    <published>2026-10-08T00:00:00Z</published>
    <updated>2026-10-08T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>What crypto is in plain English: the coins, wallets, exchanges and apps built on blockchains, what people use it for, the risks, and how to get started safely.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/what-is-cryptocurrency</id>
    <title>What is cryptocurrency? A plain-English guide</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/what-is-cryptocurrency" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/what-is-cryptocurrency.md" />
    <published>2026-10-08T00:00:00Z</published>
    <updated>2026-10-08T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>What cryptocurrency is, how it differs from bank money, how wallets and keys work, the main types (Bitcoin, Ethereum, stablecoins) and how businesses accept it.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/what-is-meta-muse</id>
    <title>What is Meta Muse? Meta's AI agent explained</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/what-is-meta-muse" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/what-is-meta-muse.md" />
    <published>2026-10-08T00:00:00Z</published>
    <updated>2026-10-08T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>What Meta Muse is: the personal AI agent from Meta Superintelligence Labs, the Muse Spark and Glimmer models, what it can do, how it stays secure, and where.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/crypto-payment-gateway-vs-wallet-address</id>
    <title>Crypto payment gateway vs just sharing a wallet address</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/crypto-payment-gateway-vs-wallet-address" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/crypto-payment-gateway-vs-wallet-address.md" />
    <published>2026-10-04T00:00:00Z</published>
    <updated>2026-10-04T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="comparison" />
    <summary>Do you need a gateway, or can you just publish a wallet address? Compare attribution, rate lock, underpayments, webhooks and wallet control — and the volume where a gateway starts to pay off.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/gas-station-network-fees</id>
    <title>Gas station: how network fees work on token payments</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/gas-station-network-fees" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/gas-station-network-fees.md" />
    <published>2026-10-03T00:00:00Z</published>
    <updated>2026-10-04T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="post" />
    <summary>How Payaries's gas station works: it pays the gas for token deposits and withdrawals and recovers it as a network fee inside the transaction, so merchants hold no native currency.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/how-to-choose-a-crypto-payment-gateway</id>
    <title>How to choose a crypto payment gateway: nine criteria that matter</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/how-to-choose-a-crypto-payment-gateway" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/how-to-choose-a-crypto-payment-gateway.md" />
    <published>2026-10-04T00:00:00Z</published>
    <updated>2026-10-04T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="comparison" />
    <summary>A buyer's checklist for crypto payment gateways: wallet control, supported networks, settlement, webhooks, failure handling, withdrawals, fees and integration effort — with the three main models compared.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/payaries-vs-btcpay-server</id>
    <title>Payaries vs BTCPay Server: hosted and managed, or self-hosted?</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/payaries-vs-btcpay-server" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/payaries-vs-btcpay-server.md" />
    <published>2026-10-04T00:00:00Z</published>
    <updated>2026-10-04T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="comparison" />
    <summary>Payaries vs BTCPay Server: hosted managed gateway against free self-hosted software. Compared on wallet control, operations, coins, cost model and integration — with when to pick each.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/payaries-vs-nowpayments</id>
    <title>Payaries vs NOWPayments: which crypto payment gateway fits</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/payaries-vs-nowpayments" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/payaries-vs-nowpayments.md" />
    <published>2026-10-04T00:00:00Z</published>
    <updated>2026-10-04T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="comparison" />
    <summary>Payaries vs NOWPayments compared on wallet control model, coin coverage, integration and failure handling — and when each is the better fit.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/blog/usdt-trc20-vs-erc20-vs-bep20</id>
    <title>USDT on TRC-20, ERC-20 and BEP-20: what changes for a merchant</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/blog/usdt-trc20-vs-erc20-vs-bep20" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/blog/usdt-trc20-vs-erc20-vs-bep20.md" />
    <published>2026-10-04T00:00:00Z</published>
    <updated>2026-10-04T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="comparison" />
    <summary>How USDT on Tron, Ethereum, BNB Smart Chain, Polygon and Arbitrum differ for a merchant: gas token, decimals, minimums and the wrong-network risk — and how to offer more than one.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/guides/crypto-payment-confirmations</id>
    <title>Crypto payment confirmations, explained for merchants</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/guides/crypto-payment-confirmations" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/guides/crypto-payment-confirmations.md" />
    <published>2026-09-30T00:00:00Z</published>
    <updated>2026-09-30T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="guide" />
    <summary>How blockchain confirmations work for merchants: what each invoice status means, when a payment counts as paid, and credited vs withdrawable.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/guides/custodial-vs-non-custodial-payment-gateway</id>
    <title>Managed vs self-held crypto payment gateways</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/guides/custodial-vs-non-custodial-payment-gateway" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/guides/custodial-vs-non-custodial-payment-gateway.md" />
    <published>2026-09-30T00:00:00Z</published>
    <updated>2026-09-30T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="guide" />
    <summary>What managed and self-held payment gateways mean for control, speed and risk — and what to ask any provider about where your funds sit.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/guides/handle-underpaid-and-late-crypto-payments</id>
    <title>Handling underpaid, late and unmatched crypto payments</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/guides/handle-underpaid-and-late-crypto-payments" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/guides/handle-underpaid-and-late-crypto-payments.md" />
    <published>2026-09-30T00:00:00Z</published>
    <updated>2026-09-30T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="guide" />
    <summary>What to do when a customer underpays, pays after an invoice expires or sends money that matches no invoice — and how to build order logic for each.</summary>
  </entry>
  <entry>
    <id>https://www.payaries.com/guides/how-a-crypto-payment-gateway-works</id>
    <title>How a crypto payment gateway works, from invoice to settlement</title>
    <link rel="alternate" type="text/html" href="https://www.payaries.com/guides/how-a-crypto-payment-gateway-works" />
    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/guides/how-a-crypto-payment-gateway-works.md" />
    <published>2026-09-30T00:00:00Z</published>
    <updated>2026-09-30T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="guide" />
    <summary>How a crypto payment gateway works, step by step: invoices, one-time deposit addresses, confirmations, settlement and withdrawals.</summary>
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  <entry>
    <id>https://www.payaries.com/guides/verify-crypto-webhook-signatures</id>
    <title>How to verify crypto payment webhook signatures</title>
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    <link rel="alternate" type="text/markdown" href="https://www.payaries.com/guides/verify-crypto-webhook-signatures.md" />
    <published>2026-09-30T00:00:00Z</published>
    <updated>2026-09-30T00:00:00Z</updated>
    <author><name>Payaries</name></author>
    <category term="guide" />
    <summary>Verify a crypto payment webhook's HMAC-SHA256 signature against the raw body, guard against replays, dedupe retries and acknowledge fast — with working Node.js code.</summary>
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</feed>
