Services

One integration. Six services doing the actual work of moving money.

Everything from the checkout experience your customers see to the treasury controls your finance team relies on.

Services
06
Networks
Multi
Setup
1 afternoon

What we offer

The account statement, line by line

01

Multi-chain payment gateway

Accept crypto through one-time deposit addresses generated per invoice, across every network we support — with coverage still expanding.

  • Native assets plus USDT/USDC where live
  • Fiat amount locked with the rate captured at creation
  • Idempotent creation via your own referenceId
02

Dedicated wallets & settlement

A wallet for every merchant, per chain — never pooled, always independently verifiable on-chain.

  • Automatic sweep from deposit address to your own wallet
  • Live on-chain balance checks against your real wallet
  • Per-invoice settlement, no batching across merchants
03

Treasury & withdrawals

Move funds to any destination address, on demand, with a review workflow you configure — not one imposed on you.

  • Instant, no-wait withdrawals from your dashboard session
  • Configurable auto-approve thresholds for API withdrawals
  • Full lifecycle visibility, pending through confirmed
04

Webhooks & notifications

Signed, retried status events for every invoice and withdrawal transition — built so you never have to poll.

  • HMAC-signed against the raw request body
  • Six-attempt retry schedule spanning up to six hours
  • One-click resend for any failed invoice webhook
05

Developer platform & SDK

An API designed to be integrated in an afternoon, backed by an interactive reference and a Node SDK.

  • Interactive Swagger UI served from your own gateway
  • Node SDK with built-in signing and webhook verification
  • A narrower integration-only spec, safe to hand to partners
06

Merchant dashboard & analytics

Invoice, withdrawal, settlement and ledger views alongside daily volume analytics — the operational picture, not just a log.

  • Balance split into available, pending and pending-sweep
  • Ledger of every double-entry row behind your balance
  • Daily time-series stats for settled volume by asset

Risk & compliance

Controls built for finance and security teams, not just developers

01

Key & access management

Unlimited test and live API keys, IP whitelisting, and instant, permanent revocation — all session-only, so a stolen key can never touch them.

02

Approval controls

Dashboard withdrawals always require your own login; API-initiated ones respect the threshold you set, per chain and asset.

03

Merchant lifecycle

New accounts start in test mode immediately. Live-mode keys unlock once your account is approved — no funds move until you're ready.

04

Full audit trail

Every invoice, withdrawal and settlement is logged end to end, with ledger entries you can reconcile independently at any time.

Photo: BalticServers.com · CC BY-SA 3.0

Coverage

Live chains and assets

ChainAssetsDepositsWithdrawals
ΞEthereum mainnet
ETH, USDT (ERC-20), USDC (ERC-20), DAI, WBTC, SHIB, PEPELiveLive
BNBBNB Smart Chain
BNB, USDT (BEP-20), USDC (BEP-20), DAI, SHIBLiveLive
POLPolygon
POL, USDT, USDC, DAI, WBTCLiveLive
ARBArbitrum
ETH, USDT, USDC, DAI, WBTCLiveLive
TRXTron mainnet
TRX, USDT (TRC-20)LiveLive
₿Bitcoin
BTCLiveNot yet

Chain and asset availability is authoritative from the live GET /v1/chains endpoint.

Next

Not sure which service fits your stack?

Walk through your integration with us and we'll help you map it to the right Payaries endpoints.