Services
One integration. Six services doing the actual work of moving money.
Everything from the checkout experience your customers see to the treasury controls your finance team relies on.
- Services
- 06
- Networks
- Multi
- Setup
- 1 afternoon
What we offer
The account statement, line by line
Multi-chain payment gateway
Accept crypto through one-time deposit addresses generated per invoice, across every network we support — with coverage still expanding.
- Native assets plus USDT/USDC where live
- Fiat amount locked with the rate captured at creation
- Idempotent creation via your own referenceId
Dedicated wallets & settlement
A wallet for every merchant, per chain — never pooled, always independently verifiable on-chain.
- Automatic sweep from deposit address to your own wallet
- Live on-chain balance checks against your real wallet
- Per-invoice settlement, no batching across merchants
Treasury & withdrawals
Move funds to any destination address, on demand, with a review workflow you configure — not one imposed on you.
- Instant, no-wait withdrawals from your dashboard session
- Configurable auto-approve thresholds for API withdrawals
- Full lifecycle visibility, pending through confirmed
Webhooks & notifications
Signed, retried status events for every invoice and withdrawal transition — built so you never have to poll.
- HMAC-signed against the raw request body
- Six-attempt retry schedule spanning up to six hours
- One-click resend for any failed invoice webhook
Developer platform & SDK
An API designed to be integrated in an afternoon, backed by an interactive reference and a Node SDK.
- Interactive Swagger UI served from your own gateway
- Node SDK with built-in signing and webhook verification
- A narrower integration-only spec, safe to hand to partners
Merchant dashboard & analytics
Invoice, withdrawal, settlement and ledger views alongside daily volume analytics — the operational picture, not just a log.
- Balance split into available, pending and pending-sweep
- Ledger of every double-entry row behind your balance
- Daily time-series stats for settled volume by asset

Risk & compliance
Controls built for finance and security teams, not just developers
Key & access management
Unlimited test and live API keys, IP whitelisting, and instant, permanent revocation — all session-only, so a stolen key can never touch them.
Approval controls
Dashboard withdrawals always require your own login; API-initiated ones respect the threshold you set, per chain and asset.
Merchant lifecycle
New accounts start in test mode immediately. Live-mode keys unlock once your account is approved — no funds move until you're ready.
Full audit trail
Every invoice, withdrawal and settlement is logged end to end, with ledger entries you can reconcile independently at any time.
Photo: BalticServers.com · CC BY-SA 3.0
Coverage
Live chains and assets
| Chain | Assets | Deposits | Withdrawals |
|---|---|---|---|
ΞEthereum mainnet | ETH, USDT (ERC-20), USDC (ERC-20), DAI, WBTC, SHIB, PEPE | Live | Live |
BNBBNB Smart Chain | BNB, USDT (BEP-20), USDC (BEP-20), DAI, SHIB | Live | Live |
POLPolygon | POL, USDT, USDC, DAI, WBTC | Live | Live |
ARBArbitrum | ETH, USDT, USDC, DAI, WBTC | Live | Live |
TRXTron mainnet | TRX, USDT (TRC-20) | Live | Live |
₿Bitcoin | BTC | Live | Not yet |
Chain and asset availability is authoritative from the live GET /v1/chains endpoint.
Next
Not sure which service fits your stack?
Walk through your integration with us and we'll help you map it to the right Payaries endpoints.