A crypto payment gateway for UAE businesses

Payaries is an online, API-based gateway, so nothing about it depends on which emirate or free zone your company sits in. You integrate once from your backend and every customer, in the UAE or abroad, pays through the same flow. Dubai-specific notes are on the Dubai page; this page is about running the payment side of a UAE company.

Payaries is a global platform. UAE businesses are a priority audience for us, and the product is the same for everyone: the same API, the same networks and the same dashboard.

• One invoice per payment, one address per invoice. Each invoice carries your own referenceId and gets its own one-time deposit address, so a payment maps to an order without matching amounts by hand.
• A locked rate. The fiat amount is converted when the invoice is created and doesn't move while the customer pays — see how confirmations work.
• A ledger and settlements view. Invoices, wallet balances, settlements and withdrawals are all in the merchant dashboard.
• Exceptions that are visible. A short payment is flagged underpaid with the shortfall; a late one is recorded rather than dropped. See handling underpaid and late payments.
• A dedicated wallet per network, never pooled with other merchants, whose live on-chain balance you can check on a block explorer.

The dirham is pegged to the US dollar, so a dollar stablecoin is the natural unit. Which network to offer is a question about your customers: Tron for USDT transfers with low network fees, BNB Smart Chain or Polygon for lower-cost EVM transfers, Ethereum where customers already hold their balance there. Offering two or three at checkout is usually enough. The networks and their asset IDs are on the USDT payment gateway page.

• Brokerages and trading firms: crypto payments for forex businesses.
• Token projects, Web3 start-ups and crypto-native companies: crypto payments for Web3.
• Online stores, SaaS and marketplaces: crypto payments for e-commerce.

Your funds sit in a dedicated wallet per network, held for you by Payaries until you withdraw. What that means for control and risk sets it out, so you can judge how it sits with your own obligations.