01Why dollar stablecoins fit the Gulf
The currencies of the UAE, Saudi Arabia, Qatar, Bahrain and Oman are each pegged to the US dollar, and Kuwait's dinar is managed against a basket that is weighted towards it. A customer paying in USDT or USDC is therefore paying in a unit that moves very little against the currency they earn and spend.
| Country | Currency | Dollar link |
|---|---|---|
| United Arab Emirates | Dirham (AED) | Pegged |
| Saudi Arabia | Riyal (SAR) | Pegged |
| Qatar | Riyal (QAR) | Pegged |
| Bahrain | Dinar (BHD) | Pegged |
| Oman | Rial (OMR) | Pegged |
| Kuwait | Dinar (KWD) | Basket |
02What you integrate once
POST /v1/invoicescreates an invoice for a fiat amount in the network and asset you choose, locks the rate and returns a one-time deposit address.- A signed
invoice.status_changedwebhook fires on every transition, retried on failure over up to six hours. - A dedicated wallet per network, never pooled with other merchants, credited when the invoice is confirmed.
- On-demand withdrawals to any address, from the dashboard or the API.
The same integration serves customers wherever they are — you don't build a regional version. See the crypto payment API for the full request and response.
03Rules differ sharply by country
If you are based in the UAE, start with the Dubai page or the UAE page.
04Networks
Payaries supports Ethereum, BNB Smart Chain, Polygon, Arbitrum and Tron for deposits and withdrawals, and Bitcoin for deposits; GET /v1/chains has the live list. Offer the networks your customers actually hold stablecoins on — see USDT on TRC-20, ERC-20 and BEP-20 for a comparison.
Questions
- Does Payaries work for customers in Saudi Arabia, Qatar, Kuwait, Bahrain or Oman?
- Payaries is an online API gateway, so it is technically available to any customer who can send crypto to an address. Whether you may sell to or accept crypto from customers in a particular country is a legal question that varies by country — Payaries doesn't advise on it, so take local advice before you launch.
- Which stablecoins can I accept?
- USDT on Ethereum, BNB Smart Chain, Polygon, Arbitrum and Tron, and USDC on Ethereum, BNB Smart Chain, Polygon and Arbitrum, with more networks being added. Call GET /v1/chains for the live list.
- Are payments reversible?
- No. Transactions are irreversible once confirmed on-chain. A refund is a separate transaction you send to the customer.
Keep reading
- /uae
- A crypto payment gateway for businesses in Dubai and the UAEAccept USDT, USDC and other crypto from customers worldwide with one API. For Dubai and UAE businesses: a locked rate per invoice, dedicated wallets and on-demand withdrawals.
- A crypto payment gateway for UAE businessesA crypto payment API for UAE companies in Dubai, Abu Dhabi and the free zones: USDT and USDC invoices, a ledger your finance team can reconcile, signed webhooks and on-demand withdrawals.
- Accept USDT payments on Ethereum, BNB Smart Chain, Polygon, Arbitrum, Tron and moreAccept USDT on Ethereum, BNB Smart Chain, Polygon, Arbitrum and Tron — and more networks as they ship — through one API, with a locked fiat rate and on-demand withdrawals.
- A crypto payment API that behaves like the rest of your stackA REST crypto payment API: create an invoice, get a one-time deposit address, receive signed webhooks and withdraw on demand. HMAC-signed and idempotent.
- Frequently asked questionsChains, wallets, withdrawals, security and pricing.
- Top 10 best crypto payment gateways in the UAE (2026)The 10 best crypto payment gateways for UAE and Dubai businesses compared on fees, licensing and settlement: Payaries, Binance Pay, Crypto.com Pay, Hubpay, Triple-A, Cryptomus and more.